Kevin Terhar

"I have not failed. I've just found 10,000 ways that won't work." - T. Edison
I'm currently in the 300-500 ballpark

Master of Business Administration
University of Chicago - Booth

Boothie with honors, concentrations in economics, behavioral science, and entrepreneurship

Bachelor of Science
Indiana University - Bloomington

Kelley grad majoring in finance and entrepreneurship

Hashgraph Developer
Certification: The Hashgraph Association

Intro to Hedera's infrastructure, work with TestNet Consensus, Tokenization, Smart Contract SDKs

Cert: Certified Treasury Professional
Certification: AFP

Industry designation proving I know some things about treasury

Amateur Developer
Self-taught + Classes

Building random web apps (HTML/CSS/JS/SQL), playing on the blockchain (JS, learning Solidity), writing ML and automation scripts (SQL/Python)

Founder - President
RST Associates

One man show of advisory and technical Treasury services. Milestones: $1m revenue, five satisfied clients, 100% project completion on time and on budget.

Product Manager
Juno - Negotiated Student Loans

MBA summer internship and in-school part-time role, tasked with expanding customer share of wallet

Senior Manager
Charles Schwab

Built out 2nd line of defense for liquidity risk, tookover stress testing and risk limits frameworks, led LRM involvement in funds transfer pricing

Senior Associates
KPMG

Mostly liquidity risk management projects, some corporate treasury FinTech work

Consultant
Treasury Strategies - Curinos

Full lifecylce treasury management system (TMS) selection, implementation, go-live

Staying Healthy
Annual Exercise Challenges

2025: The 5s [50k pushup, 50k squat, 50k situp, 5k pullup, 500 miles ran]
2026: TBD

Hockey
Washed up goalie

Sold all my goalie gear in 2024, coming out of retirement in 2026, miss it too much, knees be damned

Beer League Stats
Tinkerer
3D Printer + iPad CAD

Spending hours designing and printing things that probably cost $2 on amazon.

Some prints
WKND - IN PROCESS
iOS app

Never lose a weekend. Intuitive planning app focusing on the days that deserve it

The Liquidity Reserve - ONGOING
Semi-Frequent Blog

My thoughts on the state of Treasury and it's future, a few hundre people choose to read it

The Daily Reg - IN PROCESS
Consolidating CSS Feeds from Financial Regulators

Automated daily feed bringing in all articles, speeches, etc the SEC, FRB, FDIC, OCC, and others decided was important enough to post

ILST App - IN PROCESS
End 2 End ILST Solution

Liquidity Stress Testing app that handles everything from data to reporting. Secure, controlled, flexible, everything Excel models are not.